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  Budget Calculator

Our budget calculator will help you determine your monthly expenses and estimate your available discretionary income (income after expenses).

5 Easy Steps

  1. Enter income and expenses for the current month
  2. Scroll down, click on “Calculate” and print the budget sheet
  3. Review your spending
  4. Write spending goals in each category for the following month
    1. E.g. Car pool and reduce gasoline expense by 100 a month
    2. Increase savings $100 a month
  5. File the Budgets in a binder so the information is easily accessible
MONTHLY NET INCOME (AFTER TAXES)
 
Salary / Wages:  $
Social Security:  $
Pension / Retirement Income:  $
Alimony / Child Support:  $
Other:  $
Other:  $
Other:  $
 

MONTHLY HOUSING EXPENSES
 
Mortgage Payment 1:  $
Mortgage Payment 2:  $
Rent Payment (Apartment):  $
Rent Payment (Other):  $
Insurance (Homeowner / Renter):  $
Fees (Homeowner / Condominium):  $
Utilities (Oil / Gas / Electric):  $
Water / Sewer:  $
Trash Removal:  $
Alarm / Security:  $
Garderner / Pool Services:  $
 

MONTHLY TRANSPORTATION EXPENSES
 
Automobile Loan 1:  $
 Automobile Loan 2:  $
Auto Lease :  $
Public Transportation:  $
Boat / Recreational Vehicle / All Terrain Vehicle Loan :

  $
Auto Insurance:  $
Gasoline:  $
Repairs Maintenance:  $
 

MONTHLY CLOTHING EXPENSES
 
New Clothes: $
Dry Cleaning / Laundry: $
 

MONTHLY SAVINGS EXPENSES
 
Saving Account Deposits: $
 
MONTHLY MISCELLANEOUS EXPENSES
 
Cellular phone / Pager: $
Internet Service: $
Cable / Satellite Television: $
Personal Care (Hair Nails): $
Child Care: $
Children's Activities: $
Education (Training / Suppliers): $
Club Dues or Fees (Health or Other): $
Alimony / Child Support: $
Child Allowances: $
Child Tuition: $
Donations (Religious / Charity): $
Magazine / CD's / Movies / Books: $
Tobacco / Alcohol: $
Entertainment: $
 

MONTHLY FOOD EXPENSES
 
Groceries:  $
School / Work Lunch:  $
Snacks / Other:  $
Dining Out:  $
 

MONTHLY UNSECURED DEBTS
 
Credit Card: $
Credit Card: $
Credit Card: $
Credit Card: $
Credit Card: $
Credit Card: $
Personal Loan: $
Student Loan: $
Collections / Judgement: $
 

MONTHLY MEDICAL EXPENSES
 
Prescriptions:  $
Co-Payments:  $
Life & Disablility Insurance:  $
Health & Death Insurance:  $
 
 
  

Need Help with your Bills

Contact Us

1(800) 424-9965

getstarted@americandebt.com
Disclaimer: The projections generated by this debt to income calculator are only estimates. The resulting information provided herein is only intended for informational purposes. Thisdebt to income calculator is not guaranteed to be 100% accurate and should not be relied upon to make a financial decision.
 
Call toll-free for assistance 1-800-424-9965
American Debt Management Services
191 Sweet Hollow Road, Old Bethpage, NY 11804

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