Education

We understand that the majority of individuals just require a little assistance to prevent them from accumulating bad debt or to regain control of their debt. Our clients are counseled and educated by experienced certified credit counselor for a minimum of three months. This is the first opportunity many of our clients have had to have an open discussion about debt and money management. Our credit counselors provide a variety of budgeting techniques, financial literacy resources and design a plan of action with the client contusive for economic empowerment.

Debt Management Program

Unsecured debt accumulates quickly, but can take a life time to eliminate. The average family will take between 20-30 years to pay off credit card debt. This program helps clients significantly reduce debt in as little as 3-5 years. As a non-profit organization we are able to work with creditor to reduce your overall monthly payments dramatically

• Reduce interest rates
• Helping you rebuild your credit
• Provide one low simple monthly payment
• Protect yourself against bankruptcy
• Eliminate late fees and over the limit fees

After working with our certified credit counselors clients will have the tools necessary to facilitate constructive financial decision. This stabilizes their future and helps build stronger communities through out the country.

For additional information please contact us